Commercial & Business Lending Experts on O‘ahu & Beyond
At Hawaii Lending Specialists, LLC, operating as CBL Lending, we help Hawaii-based businesses unlock growth through smart financing. Led by Jason T. Okuhama, our team brings decades of expertise in SBA loans, commercial real estate financing, and mortgage placement. Serving clients across O‘ahu, Maui, the Big Island, and Kaua‘i, we specialize in navigating Hawaii’s unique business landscape. Whether you’re expanding, refinancing, or investing, our solutions are designed to meet your goals and support the success of our local communities.
Hawaii’s Trusted Source for Business Lending
At Commercial and Business Lending—doing business as CBL Lending—we help Hawaii-based businesses access the capital they need to grow. From government-backed financing to commercial real estate loans, we provide reliable lending solutions designed for local companies. With over four decades of experience, our team delivers hands-on guidance, deep industry knowledge, and personalized loan structuring.
Our Lending Solutions
Commercial Real Estate Loans
Financing for office, retail, industrial, mixed-use, renewable energy, agricultural improvements, including construction financing.
SBA 504 & SBA
7(a) Guaranty Loans
We specialize in SBA-backed programs designed to support small businesses across O‘ahu, Maui, the Big Island, Kaua’i, and Molokai.
Business Purpose
Financing
Business acquisition, business startups, equipment purchases, working capital, and debt refinance.
Agricultural & Government Loans
Support for farmers, ranchers, and agri-businesses through government-supported lending programs.
Business Lending Expertise for Hawaii
We offer a comprehensive range of lending services for small and medium-sized businesses statewide. From USDA Farm Service Agency, US Small Business Administration & USDA Rural Development loans, to commercial real estate financing, our team provides hands-on support at every stage of the process. Our deep knowledge of the local market and longstanding relationships with our specialized lenders and government loan programs mean we can find the right fit for your business, no matter how complex your needs.
Why Choose CBL Lending?
- Responsive – Clear, timely updates from initial inquiry to loan closure.
- Knowledgeable – Led by experts with deep understanding of Hawaii’s lending landscape.
- Trusted – A long standing partner to Hawaii businesses since the early 1990s.
Navigating Government-Backed Loan Programs
CBL Lending has a strong track record in structuring and securing USDA Farm Service Agency, US Small Business Administration, and USDA Rural Development government-backed loans for Hawaii’s business owners. We guide clients through the application process, demystifying requirements and helping them leverage these programs for ag land acquisition, commercial real estate, business expansion and business acquisition, start-ups, debt refinance or equipment purchase. Our approach is always personal and transparent, built on years of experience working with local entrepreneurs.
Personalized Service, State-Wide Reach
While our home base is on O‘ahu, our commitment extends across all major Hawaiian islands. We understand each island’s unique challenges and opportunities and tailor our solutions accordingly. With remote consultations and in-person visits, our team ensures you receive responsive, expert service, wherever your business calls home.
Serving All of Hawaii
We proudly support clients throughout the Hawaiian Islands—including O‘ahu, Maui, Big Island, and Kaua‘i—with targeted lending strategies tailored to local business needs.
Deep roots in Hawaii’s business community, with decades of lending experience
Specialization in Farm Service Agency, SBA, Rural Development and non-government backed financing.
Trusted guidance for navigating complex government loan programs and business purposes.
Ready to fund your next step? Let’s talk.
Address
Hawaii Lending Specialists, LLC
415 South St., #1004,
Honolulu, HI 96813, USA
Contact
Jason T. Okuhama
Phone: 808 228 6536
Email: jokuhama@cbllending.com
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